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We have been in the health insurance market for
25 years, domiciled in San Jose, CA. We help you navigate Obamacare - Health Care Reform is new, health insurance is not. We can help.
the YouToons explain reform
Provided by the Kaiser Foundation. This is an entertaining & informative look at upcoming reform.*
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HealthCare Reform Top Issues
The ACA guarantees Americans will have access to quality, affordable health insurance. To complete this objective the ACA requires issuers offering non-grandfathered health plans in the individual and small group markets to certify that any offered plan meets distinct levels of coverage called metal tiers ...
What is the
ealth ptions rogram?
Beginning in 2014, Exchanges will also operate a Small Business Health Options Program – or SHOP – that offers small businesses and their employees new choices. Through the SHOP, employers can offer employees a variety of Qualified Health Plans (QHPs), and their employees can choose the plans that fit their needs and their budget ...
Prior to the Affordable Care Act (ACA) not all Americans had equal access to health care or similar health care outcomes. Low-income Americans, racial and ethnic minorities, people with disabilities, lesbian, gay, bisexual, and transgender (LGBT) communities, and other underserved
How Your Health Insurance Will Be Turned On Its Head [external article]
In the next decade most health insurance will change from a defined-benefit — you know what services you will receive — to a defined-contribution — your know how much money you get.
5 Things you may not know about Obamacare. [external article]
Washington D.C. | The health insurance marketplace – particularly for individuals – will look markedly different after Jan. 1, 2014, when key provisions of Obamacare will take effect.
President Obama's re-election means Commitment to Health refor m remains intact. [external article]
Washington D.C. | Although the Affordable Care Act, passed in 2010, won't be fully in place until 2014, billions of dollars have already been distributed and the wheels of reform have begun to turn.
Guaranteed Issue for Health problems?
OK, just how is this going to work? Starting in 2014, all discrimination against pre-existing conditions will be illegal, and insurance companies will be prohibited from refusing to sell coverage or renew policies because of a pre-existing medical condition.